Log what you spend in a tap, and see where your money goes without crunching the numbers. Rather not type it in? Import a bank statement and Arco sorts every transaction for you.
Arco sums up your whole month in one place: what came in, what went out, and where it all went, category by category. It even compares this month with the last, so a creeping bill is easy to catch.
It's all in clean charts and plain numbers, not a spreadsheet you have to decode.
Upload a PDF or snap a photo of your bank or card statement. Arco pulls out every transaction and sorts it into a category for you. You skim the list and hit save.
No bank login, no account linking. You give Arco a statement, not the keys to your bank. You review every line, and you decide what gets saved. How we handle your data →
Some finance apps want your bank login and your attention. Arco asks for neither. It works fully offline, and it never asks you to connect a bank.
Open the app and start tracking. No sign-up, no email, nothing standing between you and your money.
Arco works offline. Nothing leaves your phone or computer unless you turn on sync yourself.
You're the customer, not the product. Arco makes money from an optional plan, never from your data.
Use Arco on your phone, tablet, Mac, and Windows PC. Quick one-handed capture when you're out, room to review and analyze at your desk. Turn on Pro and your devices keep themselves in sync.
See spending by category and by month, income against expense, and where your money is headed. Plain charts, not a spreadsheet.
Lock Arco behind a PIN or Face ID / fingerprint, so only you can open it.
Track accounts in any currency with automatic exchange rates.
Set a budget per category and see how much is left as the month goes on.
Rent, salary, subscriptions: logged automatically, on schedule.
Take your data with you anytime. Export to CSV or save a full backup in one tap.
The tracker is free forever. Pro is optional, and Arco will never nag you into it.
Free to start, no account needed, and yours to keep.